Spring is a wonderful time of renewal. However, spring is also known as the season of flooding and can bring torrential rains. With excessive rain comes flood damage to homes and businesses. According to data from the U.S. Geological Survey... (Read More)

Floods can occur without warning for homeowners regardless of location and time of year. As FEMA notes, "Flood season is year-round." And it is important to note that you do not have to live in a flood zone to experience flood damage: "Anywhere it... (Read More)

Occupational exposure is the number one cause of asbestos-related disease. Exposure to asbestos can happen anywhere asbestos is present. However, some occupations/workplaces are at greater risk of exposure, including environmental contractors who... (Read More)

In the dynamic and ever-evolving current business landscape, strong leadership plays a pivotal role in driving the success of a company. Effective leaders are able to inspire and motivate their teams, providing clear direction and a shared vision... (Read More)

As we embrace the fresh start of a new year, it's essential for insurance agencies working with carriers or specialized underwriting companies to engage in strategic planning. The new year offers new opportunities and challenges, and by setting... (Read More)

If you own a contracting business, you're at risk for lawsuits. That's why we offer a Construction General Liability insurance program for general and trade/artisan contractors. The coverage, designed for work on both residential and commercial... (Read More)

Most states have “statutes of repose” — laws that stop a right of action after a specific period of time has passed. Statutes of repose are laws that establish a fixed time period during which claims or lawsuits can be filed in relation to... (Read More)

Construction contractors often cannot predict factors that will affect their work schedule, such as weather delays or a delay in obtaining building materials to complete a project. Construction delays can have a significant impact on both... (Read More)

Construction contractors put themselves at risk every single day on the job, facing unknown risks when working with heavy equipment and often from scaffolds at great heights. The job is demanding and has special challenges. One of the challenges... (Read More)